A driver suffered major injuries this past Friday night when he crashed a pickup truck into the rear end of a dump truck on Ramon Road in Cathedral City, police said.
The driver, who was not identified, was not wearing a seat belt and was thrown forward and struck the steering wheel, Cathedral City police said in a statement. Police said the driver is suspected of driving under the influence of alcohol and was taken to Desert Regional Medical Center for treatment.
The impact caused only minor damage to the diesel dump truck. Police said the driver's pickup was traveling eastbound on Ramon Road when the collision occurred at 8:52 p.m. just west of Cathedral Canyon. At the time this article was posted, the police were still looking for eyewitness reports from the accident.
When a driver is under the influence of alcohol, his or her insurance will not cover any loss resulting from an accident. Obviously, this is a problem when the impaired driver is at fault in the accident. If a drunk driver causes damage to someone else's car or person, that drunk driver will have to pay out of pocket expenses which are normally covered by insurance.
However, even if the driver that is under the influence is not the cause of the accident, insurance will limit the amount the driver can recover. He or she will not be able to recover for general damages such as pain and suffering. This means that only the actual medical expenses expended on that person's behalf can be obtained.
Source: The Desert Sun, "Driver Suffers Major Injuries in Cathedral City Crash", Ian James, September 27, 2014